Working for yourself offers freedom and flexibility. It also means taking responsibility for your health insurance. Whether you’re a freelancer, independent contractor, or small business owner, a few basic steps can help you explore your options.

Start by checking what coverage is available. You may be able to join a spouse’s employer plan or purchase individual and family insurance through Covered California or directly from an insurance company, with help from a licensed broker. If your business has employees, group coverage may be worth exploring.

Financial assistance may be available through Covered California, depending on household income, household size, access to qualifying employer coverage, and other eligibility requirements. Some family members may qualify for Medi-Cal. Continue reading Self-Employed? Here’s Where to Start With Health Insurance →